Terms & Conditions
The terms and conditions below govern the use of the website, www.smartermoney.com. Please read these terms carefully before you start using the website. By using this Website you are accepting these terms and conditions.
You must NOT use our website if:
- You do not agree to these terms and conditions; or
- You are under 18; or
- You are not a UK resident.
www.smartermoney.com is an online information source for life insurance.
These terms and conditions may be altered from time to time and once published, these alterations will become immediately effective.
We make no guarantees and are not responsible for the accuracy of the content of any third party material that appears on www.smartermoney.com or information accessed via a link from the website is not considered to be financial advice from Leadz Ltd. Leadz Ltd is not authorised by the Financial Services Authority (FSA) regarding financial products and should not be regarded as a financial advisor.
Any issues that may arise from contact or communication with third parties accessed from the website are not the responsibility of Leadz Ltd. Any entry into a third party’s terms and conditions are wholly separate to the terms and conditions undertaken when using Life-Quote.net.
You agree that we make our intellectual property available to you for your personal, non commercial use use only. You agree to the following conditions:
- Comply with the all the terms and conditions of this agreement.
- Do not copy, alter, modify, reformat, sell, distribute or publish any of the material.
- Do not create any derivative works.
- Do not link to any part of our website.
- Do not print or download any logos, trademarks, service marks or image except as part of the complete web-page of which they form a part.
- The status of us and our licensors' ownership of all such material is acknowledged in any such printed off, downloaded or stored material.
Information from the website must not be used for illegal or immoral purposes.
If you use our website, it is reasonable for us to expect that you will adhere to these terms and conditions. If we think you have breached any of these terms and conditions or demonstrated inappropriate conduct when using our website, we may take measures to terminate or suspend your access to the website
Leadz Ltd does all it can to ensure data on the website is accurate and endeavours to immediately correct any inaccuracies as soon as the company is made aware of them. To the extent allowed by law, Leadz Ltd is not responsible for inaccuracies published on the website.
Leadz Ltd does not give any warranty that the website is free from viruses.
Leadz Ltd has no liability should any losses or claim occur as a result of your inability to access the website, or from any use of the website or reliance on data published on the website to the extent permitted by law.
When you visit our website, our server will automatically record your IP address and the time and duration of your visit. We may also use the records of the pages you visit on this website to analyse trends, administer the site and track your movements through the website so that we can improve the usability of and access to the website.
Use of the website and these terms are subject to the laws of Scotland which shall exclusively govern the interpretation, application and effect of all the above permissions, exclusions, licenses and conditions of use and shall be construed in accordance with the laws of Scotland and the parties submit to the exclusive jurisdiction of the Scottish courts.